Louise and Terry decide to go through with the mortgage on the B&B but Louise is surprised when Matthew sends Carl in his place with the documentation. Later that day Louise goes to visit Matthew and hands over the signed forms. She apologises for the previous day but Matthew insists that she got the wrong idea, not him. She offers to buy him a drink, but Matthew refuses and shuts the door on a disappointed Louise. Meanwhile, Colleen joins Chloe and Carl for dinner and Chloe lays on the charm offensive. The subject of the poison pen letters comes up and Chloe insists that she never believed that Colleen sent them. Carl is left thoughtful, hoping to get to the bottom of the letters. Elsewhere, Laurel admits to Ashley that she's finding the distance between them difficult and he confesses that he is finding it equally as hard.